Greece Financially Independent Person (FIP) visa is the non-investor route to Greek residency. No property purchase required. You just need to prove sufficient foreign income (typically €24,000/year for the main applicant, plus 20% for dependents).
Combine FIP with Article 5B 7% flat tax and you have: Greek residency + Schengen mobility + a 15-year locked 7% rate on all foreign income — with zero real estate investment.
Who it is for: retirees, remote workers, and anyone with passive foreign income who wants EU residency without tying up capital.
Read the full Article 5B analysis: Greece Article 5B: 7% Flat Tax for Retirees
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